Capital that moves
as fast as
NuGen Private Lending delivers reliable, asset-based financing for real estate investors and builders. From fix & flips to ground-up construction and commercial assets — we fund with speed, certainty, and a real relationship behind every loan.
Pre-qualify in minutes — no obligation, no hard credit pull to get a quote.
Financing built for every investment strategy
Five core programs covering the full lifecycle of a real estate investment — acquisition, renovation, construction, stabilization, and long-term hold.
Fix & Flip
Acquisition plus rehab capital with fast draws, so you can buy, renovate, and exit without tying up your own cash.
Explore programDSCR / Rental
Long-term financing qualified on the property's cash flow — not your personal income. Built to scale a rental portfolio.
Explore programBridge Loans
Short-term capital to seize time-sensitive opportunities, reposition assets, or bridge to permanent financing.
Explore programNew Construction
Financing for spec homes and infill development, with structured draw schedules that keep your project moving.
Explore programMultifamily & Commercial
Bridge and value-add financing for apartments, mixed-use, office, retail, and warehouse assets.
Explore programNot sure which fits?
Tell us about your deal and we'll structure the right program for it — usually within one business day.
Get a custom quote*Figures shown are illustrative program highlights. All terms are subject to underwriting, property type, borrower experience, and final approval.
A direct lender that thinks like an investor
We come from the real estate world ourselves. That means underwriting that understands the deal, communication you can count on, and capital that actually shows up on time.
Speed that closes deals
Streamlined underwriting and in-house decisioning let us move from term sheet to funding in days — not weeks — so you never lose a property to a slow lender.
Certainty of execution
When we issue a term sheet, we fund. No bait-and-switch, no surprise re-trades at the closing table — just terms you can build a deal around.
Real relationships
You get a dedicated point of contact who knows your portfolio and your goals — not a call center. Most of our business comes from repeat borrowers.
Asset-based underwriting
We lend on the strength of the deal and the asset. Self-employed, portfolio-heavy, or scaling fast? Our flexible programs are designed for you.
Funded in four simple steps
Apply
Submit your deal in minutes through our secure online application. No mountain of paperwork to start.
Get a Term Sheet
Our team reviews the asset and your scenario, then returns clear, competitive terms — typically within one business day.
Close Fast
We order valuation and title, finalize docs, and coordinate a quick, clean closing on your timeline.
Fund & Scale
Receive your capital and any rehab/construction draws on schedule — then come back for the next deal.
Capital partners to serious operators
Investors & Flippers
From your first flip to a 50-property year, we provide the leverage and speed to keep your pipeline full and your cash working.
Builders & Developers
Ground-up construction and infill financing with structured draws built for spec builders and small-balance developers.
Brokers & Referral Partners
Protect your client and earn on every funded deal. We're broker-friendly, transparent, and built for long-term partnerships.
Get a no-obligation quote
Share a few details about your deal and a NuGen lending advisor will reach out — usually the same business day. Prefer to talk now? Call 786-556-6446.
- No hard credit pull for a quote
- Answers in plain English, fast
- Built for Southeast US real estate
Trusted by operators across the Southeast
"NuGen closed my flip in eight days when my bank was still asking for documents. The rehab draws were just as fast. They're my first call now."
"As a builder, draw timing makes or breaks a project. NuGen's construction program kept my crew working without a single delay."
"I refinanced six rentals into DSCR loans with no tax returns and scaled my portfolio fast. Straight answers, no runaround."
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Questions, answered
Private lending is asset-based real estate financing funded by private capital rather than a traditional bank. Loans are underwritten primarily on the value and business plan of the property, which allows for far faster closings and more flexible terms than conventional mortgages.
Many of our bridge and fix & flip loans close in as little as 7–10 business days once we have a complete file, clear title, and a valuation. Timelines vary by program, property type, and how quickly third-party items are returned.
For most investment programs, no. Our DSCR and bridge products qualify on the property and the deal rather than personal income documentation. Requirements vary by program and are confirmed during underwriting.
We focus on the Southeast United States, including Florida, Georgia, Tennessee, the Carolinas, and Alabama. If your deal is just outside our footprint, reach out — we may still be able to help or refer you.
Absolutely. We are broker-friendly and protect your client relationship on every transaction. Contact us to learn about our referral and broker partnership programs.
Your next deal is waiting on capital.
Let's not keep it waiting.
Apply in minutes or talk to a NuGen lending advisor today. We'll structure financing that moves at the speed of your business.